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  • Getting Credit in Canada Written by admin on January 16, 2009 – 10:10 am -

     

    Trying to get a Car Loan in Canada with no credit or bad credit can be a tiresome task. Especially if you have never had credit in Canada. Many people go to car dealerships thinking the finance managers can get them approved for a car loan regardless of their credit history?

    The truth is many if not most car dealer finance managers have little to no experience in consumer credit. Many Finance Managers or Business managers are ex car salesman or have taken a Business Managers course for a few weeks and then learn by trial and error.  

    Most times they just submit your credit information to all financial institutions and hope for some form of credit approval. Many times they don’t even analyze your credit profile prior to submitting your information to the financial institution.

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